Credit Bureau

Order your credit report online now.  Three major credit bureaus, Experian, Equifax and Trans Union are similar and feature a Credit Score which is created from credit report data submitted to them about you. Their report includes where you live, your bill-paying habits, and bankruptcy and arrest information. The information compiled by them is used to determine what your credit rating is and whether you would be a good borrower.

Your credit score is important for obtaining credit. Your credit score is important to know, whether you need a new credit card, an auto loan, or a mortgage. Lenders use your credit scores to decide whether you are a good credit risk. If you have a high credit score, you are more likely to obtain the best rates.